Coles Rewards Mastercard and Flybuys to Velocity Points Conversion Math
The February 2024 handover of Coles credit cards from Citigroup to Latitude Financial Services was a quiet transaction, but it marks the right moment to re‑e…
Tag: Credit Card Strategy
All the articles with the tag "Credit Card Strategy".
Credit Card Strategy
Credit Card Strategy
Credit Card Annual Fee Refund Strategies: Pro-rata Policies of Australian Banks 2026
Australian credit cardholders are staring at the most significant shift in annual-fee reimbursement rules since uniform terms and conditions became the norm.…
Credit Card Strategy
Credit Card Sign-Up Bonus Cycles: Predicting Qantas Cards 2026 Offers and Timing
The annual rhythm of Qantas credit card sign‑up bonuses is the closest thing Australian frequent flyers have to a tide table. Banks have long timed their hig…
Credit Card Strategy
Velocity Global Wallet Card Points Earn vs Debit Card Alternatives Overseas
On 14 August 2023 Virgin Money halved the overseas earn rate on its Velocity Global Wallet prepaid travel card from 2 Velocity Points to 1 Velocity Point per…
Credit Card Strategy
Zero Foreign Transaction Fee Credit Cards That Earn Points for Australians
Australian travellers who want to earn points on overseas spending without a surcharge are facing a shrinking pool of options. From 1 July 2023, Westpac ende…
Credit Card Strategy
Amex vs Visa/Mastercard Acceptance in Australia: Supplementary Fee Card Strategy
From 16 May 2024, Qantas Frequent Flyer members swiping an American Express Qantas Ultimate card at a government agency or utility provider saw their earn ra…
Credit Card Strategy
Qantas Premier Platinum Card Annual Fee Recovery via Travel Insurance and Credits
On 1 July 2024, Qantas Money refreshed the Product Disclosure Statement for the complimentary travel insurance bundled with the Qantas Premier Platinum card.…
Credit Card Strategy
Credit Card Churning Frequency Rules 2026: ANZ, NAB, Westpac, and Citibank Limits
Credit-card churning in Australia has moved from an open-ended game of musical sign-up bonuses to a tightly policed timetable. Three forces have converged in…
Credit Card Strategy
Best Australian Credit Card for Qantas Points per Dollar: Effective Earn Rate Analysis
The RBA’s decision on 7 May 2024 to leave the cash rate at 4.35 per cent p.a. was only the latest variable in a calculus that has shifted sharply against any…